{"id":48,"date":"2018-02-18T06:25:39","date_gmt":"2018-02-18T00:55:39","guid":{"rendered":"http:\/\/www.theteamwork.com\/finance\/?p=48"},"modified":"2018-02-18T19:45:07","modified_gmt":"2018-02-18T14:15:07","slug":"900118-axis-bank-limited-current-personal-loan-interest-rates","status":"publish","type":"post","link":"https:\/\/www.theteamwork.com\/finance\/900118-axis-bank-limited-current-personal-loan-interest-rates.html","title":{"rendered":"Axis Bank Limited &#8211; Current Personal Loan Interest Rates"},"content":{"rendered":"<p><strong>Axis Bank Limited &#8211; Current Personal Loans Interest Rates<\/strong><\/p>\n<p>New Delhi (Delhi, India), February 18, 2018<\/p>\n<p><strong>Axis Bank Limited Cuts Personal Loan Interest Rate to 15.50% Per Annum<\/strong><\/p>\n<p>The Axis Bank Limited has decreased its personal loan interest rates by 0.10 percent, or 10 basis points with effect from Monday, January 02, 2017.<\/p>\n<p>Axis Bank Limited has revised its minimum personal loan interest rate from 15.60 percent to 15.50 percent per annum for Axis Bank personal loan applicants.<\/p>\n<p>Axis Bank Limited&#8217;s current interest rate cut will reduce the cost of funds for those people who want to avail Axis Bank personal loans.<\/p>\n<p><strong>Axis Bank Limited &#8211; Current Personal Loan Interest Rates for the New Loans<\/strong><\/p>\n<p><strong>Axis Bank Personal Loan Interest Rate:<\/strong> 15.50% to 24.00% Per Annum<\/p>\n<p><strong>Axis Bank Personal Loans Rate of Interest is Floating or Fixed:<\/strong> Fixed Rate of Interest<\/p>\n<p><strong>Axis Bank Personal Loan Processing Fee and Documentation Charges:<\/strong> 1.50% to 2.00% of the Personal Loan Amount plus GST<\/p>\n<p><strong>Axis Bank Personal Loan Minimum Borrowing Amount:<\/strong> Minimum Personal Loan Amount is Rs. 50,000<\/p>\n<p><strong>Axis Bank Personal Loan Maximum Borrowing Amount:<\/strong> Maximum Personal Loan Amount is Rs. 15,00,000<\/p>\n<p><strong>Minimum Tenure for the Axis Bank Personal Loans:<\/strong> Minimum Personal Loan Tenure is 12 Months<\/p>\n<p><strong>Maximum Tenure for the Axis Bank Personal Loans:<\/strong> Maximum Personal Loan Tenure is 60 Months<\/p>\n<p><strong>Minimum Net Income Requirement for Availing Axis Bank Personal Loans:<\/strong> Minimum Net Income Required is Rs. 15,000 Per Month<\/p>\n<p><strong>Minimum Age Limit for Getting the Axis Bank Personal Loan Sanctioned:<\/strong> Minimum Age 21 Years at the Time of Personal Loan Commencement<\/p>\n<p><strong>Maximum Age Limit for Getting the Axis Bank Personal Loan Sanctioned:<\/strong> Maximum Age 60 Years for Salaried Applicants and 60 Years for Self-Employed Applicants at the Time of Personal Loan Maturity<\/p>\n<p><strong>Axis Bank Personal Loan Pre Closure Charges or Prepayment Penalty:<\/strong> Nil Charges or Penalty<\/p>\n<p><strong>Charges for Axis Bank Personal Loan EMI Late Payment:<\/strong> Minimum 2% Per Month of the Axis Bank Personal Loan EMI Outstanding Amount plus GST<\/p>\n<p><strong>Axis Bank Personal Loan EMI Cheque, SI, or ECS Bounce Charges:<\/strong> Rs. 500 plus GST<\/p>\n<p><strong>Different Options for Making Axis Bank Personal Loan EMI Payments:<\/strong> The three options for making Loan EMI payments are Standing Instruction (SI), Electronic Clearing Service (ECS), or Post-Dated Cheques (PDCs)<\/p>\n<p><strong>Guarantor Requirement for the Axis Bank Personal Loan:<\/strong> No Guarantor is Required<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/finance\/90011-axis-bank-limited-deposits-loans-interest-rates.html\"><strong>Axis Bank Limited &#8211; Deposits and Loans Interest Rates<\/strong><\/a><br \/>\nCurrent Deposits and Loans Interest Rates of Axis Bank Limited<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Axis Bank Ltd has decreased its personal loan interest rates by 0.10%, or 10 basis points with effect from Monday, January 02, 2017. This interest rate cut will reduce the cost of funds for those people who want to avail Axis Bank personal loans.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[66,59,71,47,58],"class_list":["post-48","post","type-post","status-publish","format-standard","hentry","category-banking","tag-axis-bank-interest-rates","tag-axis-bank-limited","tag-axis-bank-personal-loan","tag-current-interest-rates","tag-personal-loan-interest-rates"],"_links":{"self":[{"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/posts\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/comments?post=48"}],"version-history":[{"count":0,"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/posts\/48\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/media?parent=48"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/categories?post=48"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theteamwork.com\/finance\/wp-json\/wp\/v2\/tags?post=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}