{"id":3184,"date":"2015-11-14T07:05:26","date_gmt":"2015-11-14T01:35:26","guid":{"rendered":"http:\/\/www.theteamwork.com\/articles\/?p=3184"},"modified":"2015-11-14T20:04:09","modified_gmt":"2015-11-14T14:34:09","slug":"2016-41422-pda-enclave-dhuri-plots-scheme-bank-finance-eligibility","status":"publish","type":"post","link":"https:\/\/www.theteamwork.com\/articles\/2016-41422-pda-enclave-dhuri-plots-scheme-bank-finance-eligibility.html","title":{"rendered":"PDA Enclave Dhuri Plots Scheme &#8211; Bank Finance Eligibility"},"content":{"rendered":"<p><strong>Patiala Urban Planning and Development Authority &#8211; Bank Finance Eligibility for PDA Enclave Dhuri Scheme<\/strong><\/p>\n<p>Dhuri (Punjab, India), November 14, 2015<\/p>\n<p>The Patiala Urban Planning and Development Authority (PDA) had launched a residential scheme (PDA Scheme Code PDA Enclave Dhuri) of 210 plots in PDA Enclave, Dhuri in Punjab.<\/p><div data-ad-id=\"8601\" style=\"text-align:left; margin-top:px; margin-bottom:px; margin-left:px; margin-right:px;float:none;\" class=\"afw afw-ga afw_ad afwadid-8601  \">\r\n                                                                <script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><ins class=\"adsbygoogle\" style=\"background:none;display:inline-block;width:300px;height:600px\" data-ad-client=\"ca-pub-7798450846111448\" data-ad-slot=\"6557536103\">\r\n                                                                <\/ins>\r\n                                                                <script>\r\n                                                                        (adsbygoogle = window.adsbygoogle || []).push({});\r\n                                                                <\/script>\r\n                                                                \r\n                                                        <\/div>\n<p><strong>PDA Enclave Dhuri Freehold Residential Plots Scheme: Bank Finance Eligibility Conditions<\/strong><\/p>\n<p>The public and private sector banks were financing the Earnest Money Deposit or Application Money for the PDA Enclave Dhuri plots scheme on the following terms and conditions.<\/p>\n<p><strong>1. Purpose of Loan:<\/strong><br \/>\nLoan for depositing Registration Money or Earnest Money Deposit (EMD) with the Patiala Urban Planning and Development Authority for allotment of a residential plot in PDA Enclave Dhuri.<\/p>\n<p><strong>2. Loan Eligibility:<\/strong><br \/>\nAll the Indian citizens, who can apply in the PDA Enclave Dhuri freehold residential plots scheme, are eligible for the bank finance.<\/p>\n<p>All the bank loan documents are to be submitted in the same Bank Branch where applicant has deposited the upfront payment.<\/p>\n<p>One person can apply for only one application in the PDA Enclave Dhuri freehold residential plots scheme. In case, it is detected by the Bank that an individual has submitted more than one application in this scheme, the entire money deposited with the Bank shall be forfeited and the application shall be rejected and any loss incurred to the Bank at any stage in this scheme due to misrepresentation or suppression of information or facts shall be recovered from the borrower.<\/p>\n<p><strong>3. Maximum Amount of Loan Available:<\/strong><\/p>\n<p>Maximum of Rs. 180,000 for a 150 square yards plot, Rs. 240,000 for a 200 square yards plot, Rs. 300,000 for a 250 square yards plot, Rs. 360,000 for a 300 square yards plot, Rs. 455,000 for a 325 square yards plot, Rs. 490,000 for a 350 square yards plot, Rs. 560,000 for a 400 square yards plot, and Rs. 630,000 for a 450 square yards plot.<\/p>\n<p><strong>4. Disbursement:<\/strong><br \/>\nThe Bank will disburse the entire Registration Money or Earnest Money Deposit by issuing Banker\u2019s Cheque or Demand Draft favouring &#8216;Estate Officer, PDA, Patiala&#8217;.<\/p>\n<p><strong>5. Repayment of Loan:<\/strong><br \/>\nOn Non-Allotment of a PDA Patiala Plot: The loan amount will be adjusted out of the proceeds of the refund order of earnest money deposit issued by the Patiala Urban Planning and Development Authority from the applicant\u2019s bank account in the event of non-allotment of a PDA Patiala plot. Further, the applicant will arrange for the repayment of this loan from his or her own sources to liquidate the loan amount with interest, charges, cost, etc., if refund is not sufficient to clear the outstanding dues.<\/p>\n<p>On Allotment of a PDA Patiala Plot: In the event of allotment of a plot by the Patiala Urban Planning and Development Authority, the entire outstanding amount along with the interest, cost and charges, etc., is required to be adjusted within 30 days from the date of allotment of a plot through draw by the Patiala Urban Planning and Development Authority. In case the applicant is successful in the allotment, loan amount would be recovered by cashing the post-dated cheque(s). The successful allottees of flats may also choose to repay this loan from the proceeds of a Bank Home Loan, if availed. Otherwise, the Bank shall be entitled to get your allotment cancelled from the PDA Patiala, sell, or transfer the allotted flat. Please note that sanction of a loan for Earnest Money Deposit does not confer any right for a Bank Housing Loan to the borrower, if he or she is allotted a plot under the PDA Enclave Dhuri freehold residential plots scheme. It will be processed separately as per the Bank norms for a Housing Loan Scheme.<\/p>\n<p><strong>6. Security of Loan:<\/strong><br \/>\nTwo Post-Dated Cheques (first cheque for the loan amount, and the second cheque for the interest in case the draw is delayed). The Bank will have a lien on the Application Money and Letter of Allotment in all Cases.<\/p><div data-ad-id=\"8683\" style=\"text-align:left; margin-top:px; margin-bottom:px; margin-left:px; margin-right:px;float:none;\" class=\"afw afw-ga afw_ad afwadid-8683  \">\r\n                                                                <script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><ins class=\"adsbygoogle\" style=\"background:none;display:inline-block;width:336px;height:280px\" data-ad-client=\"ca-pub-7798450846111448\" data-ad-slot=\"3966003673\">\r\n                                                                <\/ins>\r\n                                                                <script>\r\n                                                                        (adsbygoogle = window.adsbygoogle || []).push({});\r\n                                                                <\/script>\r\n                                                                \r\n                                                        <\/div>\n<p><strong>7. Rate of Interest for the EMD Bank Finance:<\/strong><br \/>\nIt is 9.70% to 11.00% per annum for PDA Enclave Dhuri freehold residential plots scheme<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/articles\/2016-41424-pda-enclave-dhuri-plots-scheme-authorized-banks.html\"><strong>PDA Enclave Dhuri Plots Scheme &#8211; Authorized Banks<\/strong><\/a><br \/>\nPatiala Urban Planning and Development Authority &#8211; List of Banks Authorized for PDA Enclave Dhuri Scheme<\/p>\n<p>Registration or booking for the PDA Enclave Dhuri freehold residential plots scheme was open for the eligible applicants from June 03, 2015 to July 03, 2015.<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/articles\/2016-41409-patiala-urban-planning-development-authority-pda-enclave-dhuri-plots-scheme.html\"><strong>Patiala Urban Planning and Development Authority &#8211; PDA Enclave Dhuri Plots Scheme<\/strong><\/a><br \/>\nPDA Enclave Freehold Residential Plots Scheme in Dhuri, Sangrur in Punjab<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/articles\/2016-1129-punjab-urban-planning-development-authority-plans-projects.html\"><strong>Punjab Urban Planning and Development Authority &#8211; Plans and Projects<\/strong><\/a><br \/>\nPunjab Urban Planning and Development Authority \u2013 Current and Past Plans, Policies, Projects, and Schemes<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/articles\/2016-2029-punjab-government-plans-policies-projects.html\"><strong>Punjab Government &#8211; Plans, Policies, and Projects<\/strong><\/a><br \/>\nGovernment of Punjab &#8211; Current and Past Residential Plans, Policies, Projects, and Schemes<\/p>\n<p><a href=\"http:\/\/www.theteamwork.com\/articles\/2016-2001-indian-government-plans-policies-projects.html\"><strong>Indian Government &#8211; Plans, Policies, and Projects<\/strong><\/a><br \/>\nGovernment of India \u2013 Current and Past Residential Plans, Policies, Projects, and Schemes<\/p>\n<div data-ad-id=\"8684\" style=\"text-align:left; margin-top:px; margin-bottom:px; margin-left:px; margin-right:px;float:none;\" class=\"afw afw-ga afw_ad afwadid-8684  \">\r\n                                                                <script async=\"\" src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><ins class=\"adsbygoogle\" style=\"background:none;display:inline-block;width:336px;height:280px\" data-ad-client=\"ca-pub-7798450846111448\" data-ad-slot=\"2905808847\">\r\n                                                                <\/ins>\r\n                                                                <script>\r\n                                                                        (adsbygoogle = window.adsbygoogle || []).push({});\r\n                                                                <\/script>\r\n                                                                \r\n                                                        <\/div><\/p>","protected":false},"excerpt":{"rendered":"<p>All the Indian citizens, who can apply in PDA Enclave Dhuri freehold residential plots scheme, are eligible for bank finance. All the EMD loan documents are to be submitted in same Bank Branch where applicant has deposited the upfront payment.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[1508,2705,2706,2707,2712],"class_list":["post-3184","post","type-post","status-publish","format-standard","hentry","category-punjab-government","tag-bank-finance-eligibility","tag-dhuri-plots-scheme","tag-pda-enclave-dhuri","tag-pda-enclave-plots-scheme","tag-pda-plots-scheme"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PDA Enclave Dhuri Plots Scheme - Bank Finance Eligibility - Articles<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.theteamwork.com\/articles\/2016-41422-pda-enclave-dhuri-plots-scheme-bank-finance-eligibility.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PDA Enclave Dhuri Plots Scheme - Bank Finance Eligibility - Articles\" \/>\n<meta property=\"og:description\" content=\"All the Indian citizens, who can apply in PDA Enclave Dhuri freehold residential plots scheme, are eligible for bank finance. 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